New Hampshire context:
This calculator estimates a potential federal overtime-related savings scenario under the 2025 proposal. State and local tax outcomes depend on New Hampshire rules and your full household picture, so use the official sources below to validate what applies to you.
- Overtime âpremiumâ is modeled as 0.5Ă your hourly rate per overtime hour (the time-and-a-half premium portion).
- Annual cap: 2,500 (single) / $25,000 (married filing jointly).
- Phase-out starts at MAGI 50,000 (single) / $300,000 (MFJ), reducing the deductible amount by 00 per ,000 over the threshold.
- If MAGI is blank, itâs estimated from your weekly pay and overtime scenario.
How to Use This Estimate for Planning
Overtime can materially change take-home pay in New Hampshire, especially for manufacturing, services, and cross-border commuting. This tool focuses on the federal side of the proposal: it models a capped overtime âpremiumâ amount and then applies an income phase-out based on filing status and estimated household income (MAGI). The output is an estimate meant to help you compare scenarios (for example: âWhat if I work 6 more OT hours per week?â), not a guarantee of your final tax filing result.
If you leave MAGI blank, the calculator estimates it from the entered weekly pay and overtime scenario. If you know your approximate household income, entering MAGI can reduce surprises because phase-out behavior is driven by that number. Either way, remember that real returns can differ based on deductions, credits, and how a final law is written and implemented.
What to confirm (and where)
- New Hampshire Department of Revenue Administration: state income tax and withholding rules (if applicable), definitions, and current guidance.
- IRS tools: whether a W-4 update makes sense after you model a scenario here.
- Your pay stub: how overtime is computed and reported for your specific job (rules can vary by employer and pay type).
A practical workflow is: (1) model a few overtime scenarios here, (2) check official guidance, and (3) only then adjust withholding if youâre confident the change is appropriate. If you want to share your scenario with a spouse or coworker, use the Share/Copy buttons to include the exact inputs in the link.
What to double-check in New Hampshire
If youâre using this estimate for planning in New Hampshire, keep in mind that state wage-tax treatment isnât modeled here. Use official sources to confirm what applies to you today.
- Confirm New Hampshire tax treatment and filing requirements via the state tax agency.
- Re-check your federal withholding with the IRS Form Wâ4 guidance if your overtime pattern changes.
More context: Guide: States with no broad wage income tax.
New Hampshire FAQ
Does this estimate include New Hampshire state income tax rules?
Where can I verify official information for New Hampshire?
Will New Hampshire automatically follow federal changes?
Does New Hampshire generally tax wage income at the state level?
Before you rely on this estimate, check whether New Hampshire conforms to federal deductions and how your payroll defines overtime earnings. If needed, validate withholding using IRS resources and review guidance from the New Hampshire tax agency.
State-specific scenario for New Hampshire
Scenario: when you adjust overtime in New Hampshire, focus on how federal withholding is being calculated in your paychecks. If your paychecks look inconsistent, itâs often a withholding setting issue rather than the estimate itself. For official guidance, compare your inputs against the IRS Withholding Estimator and your official New Hampshire tax agency.
How to use this estimate in New Hampshire
Three common use cases to help you decide what to check next (federal estimate only; state rules can differ).
Use case 1: paycheck withholding sanityâcheck
Use this estimate to set expectations, then confirm your withholding still matches your situation using the IRS Withholding Estimator. Our calculation notes explain what is (and is not) included.
Use case 2: moved, partâyear, or multiâstate work
If you work in another state, moved recently, or have a second job, state filing rules can still matter even if wage income is often described as untaxed locally. Start with the official New Hampshire guidance, then use our state checklist. See how we use sources.
Use case 3: planning & documentation
If youâre sharing this estimate with an employer or preparer, note how your overtime is calculated on your paystub. Review assumptions & limits and the disclaimer. You can also browse all states for comparisons.
Mini how-to by work situation in New Hampshire
A federal-only estimate can still help planning. In New Hampshire, wages are generally not subject to a broad state income tax, so your planning focus is often federal withholdingâstill verify any state or local rules that might apply on the official state page. Use official tools like the IRS Withholding Estimator, review Form Wâ4, and check official New Hampshire tax guidance.
Hourly / shift workers
When your schedule changes (extra shifts, weekend coverage), re-check your federal withholding using the IRS estimator and confirm your Wâ4 still matches your current pay mix. Save two recent pay stubs so you can spot whether withholding moved in the direction you expected. Because New Hampshire generally doesnât tax wages broadly, the main moving parts are federal withholdingâstill confirm any state/local requirements. Official links: IRS estimator, Form Wâ4, New Hampshire tax guidance.
Salaried with overtime
For salaried roles with periodic overtime, the biggest lever is usually withholding accuracy rather than the label on your salary. Use the IRS estimator, then decide whether a Wâ4 adjustment makes sense and confirm with payroll how supplemental/overtime pay is handled. In New Hampshire, thereâs generally no broad state wage income tax, so focus on accurate federal withholding and still verify any state/local rules. Official links: IRS estimator, Form Wâ4, New Hampshire tax guidance.
Multiple jobs or job change
With multiple employers, each payroll system withholds in isolation, so the combined outcome can surprise you. Use the IRS estimator using your total income and then validate that each jobâs withholding settings arenât pulling in the opposite direction. In New Hampshire, thereâs generally no broad state wage income tax, so focus on accurate federal withholding and still verify any state/local rules. Official links: IRS estimator, Form Wâ4, New Hampshire tax guidance.
Official state tax pointers
Use official pages to confirm residency rules, part-year situations, and paycheck withholding.
Use the estimate safely
Treat this as a federal estimate, then verify what actually changes for your paycheck and filing situation.