Legal & Tax Disclaimer

1. Educational Purposes Only

All calculators and information provided on OvertimeTaxFree.com are for educational and informational purposes only. The estimates provided do not constitute legal, tax, or financial advice.

2. Accuracy of Estimates

The results generated by our tools are based on proposed 2026 federal tax legislation and general tax assumptions. We do not guarantee the accuracy, completeness, or applicability of these estimates to your specific financial situation. Individual tax liability depends on numerous factors, including but not limited to:

• Filing status (Single, Married, Head of Household).
• Specific state and local tax laws and their "conformity" to federal changes.
• Applicable tax credits (Child Tax Credit, EITC, etc.).
• Pre-tax deductions (401k, health insurance).

3. No Professional Relationship

Use of this website does not create a professional-client relationship between you and OvertimeTaxFree.com. We are not Certified Public Accountants (CPAs) or tax attorneys. You should always consult with a qualified tax professional before making financial decisions based on these estimates.

4. FICA and Local Taxes

Users are explicitly reminded that current 2026 proposals generally target Federal Income Tax. Unless otherwise specified by law, FICA taxes (Social Security and Medicare) at a rate of 7.65% and various state or municipal taxes will likely still apply to overtime earnings.