States with No Wage Income Tax

In these states, calculating your overtime savings is straightforward. Without a secondary state tax, the 2026 federal exemption represents your total income tax relief.

Pure Federal Savings

In states with no income tax, the 2026 federal overtime deduction is not diluted or complicated by state brackets. Every dollar saved under the federal OBBBA proposal goes directly back to the worker.

The FICA Component:

It is important to remember that FICA taxes (7.65%) for Social Security and Medicare will likely still be withheld from your overtime paystub, as the 2026 reforms specifically target Federal Income Tax.